Making the Best Choice

Deciding whether in-home care or assisted living is right for you or for your loved one comes down to understanding the differences between the two, the financial implications of each, and answering a few basic questions.

In-Home Care

In-home caregivers can provide many different services depending upon the needs. These services range from basic companionship for someone who is lonely, to assistance with personal hygiene, toileting, dressing and medication reminders. Other services such as transportation to appointments, shopping, light housekeeping, meal preparation, pet care, etc., are available to make someone more comfortable at home.

Assisted Living Facilities (ALFs)

Assisted living facilities attempt to provide a level of independence along with caregiver assistance. Seniors typically have their own apartments, a community dining hall, recreational facilities and social activities. Care provided is usually the same as that of an in-home caregiver, and some facilities may also offer skilled medical services.

How Do You Compare Costs?

This can be a complicated exercise. If someone remains at home, you must factor in all the costs of living in that home: mortgage/rent, taxes, utilities, repairs, property insurance, food, caregiver fees, etc. While ALFs would include these costs, their fees can well outweigh the cost of aging in place if around-the-clock care is not necessary.

Aside from affordability, the answers to these questions will help you determine what is best for you or your loved:

  • Are the needs occasional, daily or 24/7?
  • Is continuing to stay in the home the preference?
  • Is family available to help when a caregiver is not available?
  • Are organized group social activities desirable?

While ultimately the choice is a personal one, understanding your needs, investigating the care options and having a discussion with family should give you the information you need to make the best decision.

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Saturday & Sunday: Closed
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